EU SMEs in 2026 will prioritize green transition investment and efficiency gains, driven by geopolitical uncertainty, complex regulation, and rising energy costs.

U.S. SMEs will prioritize digital resilience and efficiency in 2026, adapting to moderate growth, persistent labor costs, and complex supply chain risks.

Australian SMEs will face a challenging 2026, driven by persistent labor costs and high interest rates, prioritizing efficiency, digital investment, and strategic credit management.